First Home Buyers Tips

First Home Buyers Info – Part 1

Posted by First Home Buyer on March 8, 2011 at 6:38 am

First Home Buyers Info – Part 1 In this First Home Buyers Article we look at 2 important steps required to get your first home loan For most people, going through the process of buying your first home or getting your first home loan, is guaranteed to be a life changing experiences. Like most things [...]

First Home Buyers Info – Part 2

Posted by First Home Buyer on March 1, 2011 at 6:48 am

For most people, going through the process of buying your first home or getting your first home loan, is guaranteed to be a life changing experiences. Like most things you’ve never done before, it’s a considerable amount to learn, but luckily there are a lot of people to help you if you know where to [...]

5 Tips for People with past credit issues?

Posted by First Home Buyer on February 23, 2011 at 6:15 am

If you have credit problems and are concerned about applying for a mortgage before, we’ve put together 5 tips to support this process and put your mind at ease! Be honest and frank. It is preferable that your lender or mortgage broker finds out by you, not your credit information report if there are problems [...]

Home Loan Process – Congratulations! Your a New Home Owner

Posted by First Home Buyer on February 16, 2011 at 1:01 am

The Home Loan Process: Step 8 Congratulations, Your a First Home Buyer!

Home Loan Process – Loan Settlement

Posted by First Home Buyer on February 9, 2011 at 7:13 am

The Home Loan Process: Step 7 Loan Settlement Now that you have received you Mortgage Documents and have had them signed off by your Mortgage Brokers to ensure that they are all in order its time to get into the more interesting part of the Process – Purchasing your first Property Or if your an [...]

Home Loan Process – Mortgage Documents

Posted by First Home Buyer on February 2, 2011 at 12:56 pm

The Home Loan Process: Step 6 Following on getting an confirmation of your Unconditional Approval of your Home Loan from your lender provided to you by your Mortgage Brokers we dive into the types of Mortgage Documents you will encounter in the next stages of the process. Mortgage Documents Under normal circumstances, the lender will [...]

Home Loan Process – Unconditional (full) Approval

Posted by First Home Buyer on January 26, 2011 at 8:43 am

The Home Loan Process: Step 5 Once you Lender has completed the Valuation Reports they will provide your Mortgage Broker with another update as to how the Home Loan Application process is going Unconditional (full) Approval Your Mortgage Brokers will receive unconditional (full) approval from the lender within 2 days from receipt of their satisfactory [...]

Home Loan Process – Valuation Reports

Posted by First Home Buyer on January 19, 2011 at 1:34 am

The Home Loan Process: Step 4 After successfully receiving your Conditional Approval of your Home Loan, your Mortgage Brokers will inform you that the lenders will generally order a property valuation(s). Valuation Reports Valuation report(s) will be received by the lender within 3 days of request (subject to property access). Time for this Step of [...]

Home Loan Process – Home Loan Conditional Approval

Posted by First Home Buyer on January 12, 2011 at 10:20 am

The Home Loan Process: Step 3 After successfully completing your Home Loan Application & your Mortgage Broker has sent it off, your Mortgage Broker should then receive a Home Loan Conditional Approval Home Loan Conditional Approval This will detail any outstanding matters requiring attention prior to unconditional (full) approval. Upon conditional approval, property valuation will [...]

Home Loan Process – Loan Application Process

Posted by First Home Buyer on January 5, 2011 at 3:24 am

The Home Loan Process: Step 2 Once you have worked through the range of Home Loans available and determine with your Mortgage Broker what the most suitable Home Loan is for you, you now need to go through the Home Loan Application Process Loan Application Process Once you have completed the Home Loan Application, Your [...]