Lending for property in Australia still presents a number of obstacles for first home buyers. Although there are over 90 financial institutions offering home loan products, borrowers are constrained by

• what they can buy
• where they can buy
• how much banks will lend
• hefty ingoing costs such as stamp duty (albeit some concessions)

As a consequence, so are their opportunities, choices and lending options.

The greatest obstacle facing first home buyers is inexperience. This blog introduces proven strategies and key steps to help you get started. With the right information and resources, you can make informed decisions and move forward. You may not get everything right but you can avoid making expensive mistakes.

Here are four things you can do before you get started.